Established in 2011, our independent brokerage is licensed in 25 states, offering a range of products including dental and vision insurance, health insurance, life insurance, mortgage protection insurance, and supplemental insurance.

INS Coverages

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INS Coverages

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Independent Insurance Guidance for Individuals, Families, and Businesses

Independent Insurance Guidance for Individuals, Families, and BusinessesIndependent Insurance Guidance for Individuals, Families, and BusinessesIndependent Insurance Guidance for Individuals, Families, and Businesses

 Serving clients nationwide since 2011 with personalized medical, dental, vision, life, and supplemental insurance solutions

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Who We Help

Individuals & Families

Self-Employed & Contractors

Self-Employed & Contractors

Clear guidance on health, life insurance, and supplemental insurance coverage designed to protect what matters most, including essential areas like dental insurance, medical insurance, and mortgage protection.

Self-Employed & Contractors

Self-Employed & Contractors

Self-Employed & Contractors

Flexible insurance options, including dental insurance, life insurance, medical insurance, mortgage protection, and supplemental insurance, that fit changing income, independent work, and growing careers.

Small Businesses

Self-Employed & Contractors

Small Businesses

Our coverage solutions, including dental insurance, life insurance, and medical insurance, are designed to help protect business owners while also supporting employees. Additionally, we offer mortgage protection and supplemental insurance to further enhance your coverage options.

Homeowners

Self-Employed & Contractors

Small Businesses

Explore mortgage protection options designed to safeguard your home and family, while also considering essential coverages like life insurance, medical insurance, dental insurance, and supplemental insurance for comprehensive financial security.

Insurance Coverage Options

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Health Insurance

Health Insurance

Health Insurance

Coverage options tailored to individuals, families, and business owners include various types of insurance such as dental insurance, life insurance, medical insurance, mortgage protection, and supplemental insurance.

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Dental & Vision

Health Insurance

Health Insurance

Standalone or supplemental plans designed to support everyday care can include various types of coverage, such as dental insurance, medical insurance, and supplemental insurance options. Additionally, it's important to consider life insurance and mortgage protection as part of a comprehensive financial strategy.

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Life Insurance

Health Insurance

Supplemental Insurance

Term and permanent coverage structured around long-term protection goals, including options for life insurance, supplemental insurance, and mortgage protection, while also considering the importance of medical insurance and dental insurance.

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Supplemental Insurance

Short-Term Health Coverage

Supplemental Insurance

Explore critical illness, accident, and hospital protection options, along with essential coverage like dental insurance, life insurance, medical insurance, mortgage protection, and supplemental insurance to ensure comprehensive financial security.

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Mortgage Protection

Short-Term Health Coverage

Short-Term Health Coverage

Coverage designed to help safeguard your home in unexpected situations, just like how dental insurance, life insurance, medical insurance, mortgage protection, and supplemental insurance work to protect your health and financial well-being.

Learn About Mortgage Protection
Person worried about financial deadlines and money.

Short-Term Health Coverage

Short-Term Health Coverage

Short-Term Health Coverage

Flexible solutions for temporary gaps in coverage, including options for dental insurance, life insurance, medical insurance, mortgage protection, and supplemental insurance.

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Mortgage Protection Insurance

Protecting your home and family when life takes an unexpected turn.

Mortgage protection insurance is essential in ensuring your home remains secure in the event of death, disability, or critical illness. This coverage is designed to align with your mortgage and financial situation, just like how dental insurance, life insurance, medical insurance, and supplemental insurance provide additional layers of protection for your well-being. 


As an independent broker, we help clients clearly understand their options for mortgage protection and other types of coverage, guiding them to select the best fit for their long-term needs—without any pressure or confusion.

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Why Clients Choose Us

Independent access to multiple insurance carriers, including dental insurance, life insurance, and medical insurance. We provide clear explanations in plain language with no pressure and no obligation. Our coverage recommendations are tailored to your real needs, whether it's mortgage protection or supplemental insurance. Serving clients nationwide since 2011, our role is to help you understand your options and make informed decisions with confidence.

Request a Free Coverage Review

Have questions about your current coverage options, such as dental insurance, life insurance, medical insurance, mortgage protection, or supplemental insurance? We’re here to help you review and understand what fits your needs.

Request a Free Coverage Review

Copyright © 2026 INS Coverages - All Rights Reserved.

Updated By ELM Tree Marketing 02/20/2026.

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